BillTrack TERMS OF USE

TERMS OF USE

BillTrack – Offline Bill Tracker

Effective Date: November 11, 2026

1. INTRODUCTION

Welcome to BillTrack ("the App", "we", "our", or "us").

BillTrack is an independent offline bill tracking and management application designed to help users organise their bills, monitor payment due dates, manage payment statuses, and maintain personal bill records.

By downloading, installing, or using BillTrack, you agree to comply with these Terms of Use.

If you do not agree with these Terms, please discontinue using the App.

2. PURPOSE OF THE APP

BillTrack is provided as a personal bill management and organisation tool.

The App allows users to:

  • Add and manage personal bills.
  • Enter bill names, amounts, and categories.
  • Set and track payment due dates.
  • Update payment statuses.
  • Attach images to bill records.
  • Export bill information into JSON backup files.
  • Import previously exported backup files.
  • Organise and review personal bill records.

BillTrack is intended to help users organise their financial obligations. It does not provide financial, banking, accounting, or legal services.

3. NO FINANCIAL OR PAYMENT SERVICES

BillTrack is not a bank, financial institution, payment gateway, or bill payment service.

The App does not directly process, receive, or transfer payments.

Users are responsible for making payments through their respective banks, utility providers, financial institutions, or other authorised payment channels.

BillTrack only helps users record and monitor their bills.

Any payment information or payment status entered into the App is provided and maintained by the user.

We do not verify whether a bill has actually been paid.

4. OFFLINE FUNCTIONALITY

BillTrack is designed to operate completely offline.

Its core functionality does not require an internet connection, online registration, or user account.

All bill records and related information are managed locally on the user's device.

We do not guarantee that user information will remain available if the device is damaged, lost, reset, or if the App is uninstalled.

Users are encouraged to create regular backups of important information.

5. USER RESPONSIBILITIES

By using BillTrack, you agree that:

  • You are responsible for entering accurate bill information.
  • You are responsible for checking bill amounts and payment due dates.
  • You are responsible for making actual payments before their deadlines.
  • You will use the App only for lawful purposes.
  • You will not attempt to modify, reverse engineer, or interfere with the App unlawfully.
  • You will not use the App for fraudulent, deceptive, or unauthorised activities.
  • You are responsible for protecting your device and exported backup files.

You understand that BillTrack is an organisational tool and that all financial decisions and payment responsibilities remain yours.

6. BILL INFORMATION AND REMINDERS

BillTrack allows users to maintain personal records of their bills.

However, the App does not guarantee that:

  • All entered information is accurate.
  • Every due date will be recorded correctly.
  • Payment reminders, if available, will always be delivered.
  • Users will never miss a payment deadline.
  • Payment statuses reflect actual payment transactions.

Users should independently verify important bill details with the relevant service providers.

BillTrack is not responsible for late payment charges, penalties, service disconnections, or other consequences resulting from missed or delayed payments.

7. DATA EXPORT AND IMPORT

The App may provide features to export and import bill information using JSON backup files.

Export Data

Users may create backup files containing information entered into the App.

Users are responsible for choosing where to save or share exported files and for protecting those files from unauthorised access.

Import Data

Users may import previously exported JSON backup files to restore their bill information.

We do not guarantee that every external or modified backup file will be compatible with the App.

Users should only import backup files from trusted sources.

We are not responsible for data loss, corruption, or problems caused by damaged, modified, or incompatible backup files.

8. DATA LOSS AND DEVICE SECURITY

BillTrack stores information locally on the user's device.

Users acknowledge that information may be lost due to:

  • Device damage or malfunction.
  • Accidental deletion.
  • Uninstallation of the App.
  • Factory resets.
  • Operating system updates or failures.
  • Storage corruption.
  • Other circumstances outside our control.

We strongly recommend regularly exporting important bill information.

We are not responsible for the loss of locally stored information where such liability may lawfully be excluded.

9. INTELLECTUAL PROPERTY

The BillTrack name, application design, interface, original graphics, and original content are protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, modify, or commercially exploit the App or its original content without our prior written permission.

All rights not expressly granted under these Terms are reserved by the App's developer.

10. DISCLAIMER OF WARRANTIES

BillTrack is provided on an "AS IS" and "AS AVAILABLE" basis.

To the maximum extent permitted by applicable law, we do not guarantee that:

  • The App will operate without errors or interruptions.
  • All features will always be available.
  • Bill records will always remain accessible.
  • Exported or imported backup files will always function correctly.
  • The App will be compatible with every Android device.

We make reasonable efforts to maintain the App's functionality but cannot guarantee uninterrupted or error-free operation.

11. LIMITATION OF LIABILITY

To the maximum extent permitted by applicable law, BillTrack and its developer shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising from:

  • Incorrect bill information entered by users.
  • Missed payment deadlines.
  • Late payment fees or penalties.
  • Failure to make actual bill payments.
  • Loss or corruption of locally stored data.
  • Problems with exported or imported backup files.
  • Device failures or operating system issues.
  • Inability to access or use the App.

Nothing in these Terms excludes liability where such exclusion is prohibited by applicable law.

12. APP UPDATES AND MODIFICATIONS

We reserve the right to update, modify, add, or remove features of BillTrack at any time.

Updates may include improvements, bug fixes, security changes, or additional functionality.

We may also revise these Terms of Use when necessary.

Updated Terms will be made available through the App or another appropriate publication method.

Continued use of the App after revised Terms become effective constitutes acceptance of the updated Terms, to the extent permitted by applicable law.

13. TERMINATION AND UNINSTALLATION

You may stop using BillTrack at any time by uninstalling the App from your device.

Uninstalling the App generally removes its locally stored data, subject to your device's backup and restoration settings.

We recommend exporting your bill records before uninstalling the App if you wish to retain them.

14. GOVERNING LAW

These Terms of Use shall be governed by and interpreted in accordance with the laws of the Islamic Republic of Pakistan, subject to applicable legal requirements.

Any disputes arising in connection with these Terms shall be subject to the jurisdiction of the competent courts of Pakistan.

15. CONTACT US

If you have questions, concerns, or suggestions regarding these Terms of Use or BillTrack, please contact us through the developer contact email provided on our Google Play Store listing.

BillTrack – Your Bills, Organised Your Way.

Thank you for using BillTrack!

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